Inggris Raya - Kredit Konsumer

Consumer credit in the United Kingdom increased by GBP 1.326 billion in October 2019, following a downwardly revised GBP 0.785 billion rise in the previous month and above market expectations of GBP 0.9 billion. Credit card lending advanced by 0.5 percent, faster than a 0.1 percent gain in September and other loans advanced went up 0.6 percent, after a 0.4 percent in the prior month. On a yearly basis, consumer credit rose 6.1 percent, following a 5.9 percent in September, the first increase in the annual growth since June last year. Credit card lending went up 4.7 percent (from 4.4 percent in September); and other loans and advanced increased 6.8 percent (vs 6.7 percent in September).

Consumer credit in the United Kingdom rose by GBP 0.828 billion in September 2019, less than an upwardly revised GBP 0.969 billion gain in the previous month and lower than market expectations of GBP 0.900 billion. It was the smallest monthly increase since March. Credit card lending edged up 0.2 percent, the same as in August and other loans and advanced rose 0.5 percent, also the same as the prior month. On a yearly basis, consumer credit increased 6 percent, the weakest annual growth since July 2014 and down from 6.1 percent in August. Credit card lending advanced 4.4 percent (vs 4.8 percent in August) and other loans and advances went up 6.8 percent (the same as in August).

Consumer credit in the United Kingdom rose by GBP 0.901 billion in August 2019, following a downwardly revised GBP 1.007 billion gain in the previous month and matching market forecasts. Credit card lending advanced by 0.3 percent, easing from a 0.4 percent increase in July and other loans advanced went up 0.7 percent, the same pace as in the prior month. On a yearly basis, consumer credit increased 5.4 percent, the weakest annual growth since March 2014, slowing from a 5.6 percent increase in July. Credit card lending went up 4.9 percent (vs 5.2 percent in July) and other loans and advanced rose 5.7 percent (the same as in July).

Consumer credit in the United Kingdom increased by GBP 0.897 billion in July 2019, following an upwardly revised GBP 1.075 billion rise in the previous month and below market expectations of a GBP 1.0 billion gain. Credit card lending went up by 0.4 percent, the same pace as in June, and other loans and advances advanced 0.6 percent, slower than a 0.8 percent increase in the prior month. On a yearly basis, consumer credit rose 5.5 percent, the same as in June. Credit card lending increased 5.3 percent (from 5.1 percent in June) and other loans and advances growth eased to 5.6 percent from 5.7 percent in the previous month.

Consumer credit in the United Kingdom rose by GBP 1.046 billion in June of 2019, following an upwardly revised GBP 0.906 billion increase in the previous month and beating market expectations of a GBP 0.9 billion gain. Credit card lending rose by 0.4 percent, the same pace as in May, and other loans and advances advanced at a faster 0.5 percent, compared to 0.4 percent in May. On a yearly basis, consumer credit grew 5.5 percent, the slowest since April 2014. Credit card lending growth eased to 5.1 percent from 5.5 percent in May and other loans and advances went up 5.7 percent, the same as in May.

Consumer credit in the United Kingdom rose by GBP 0.822 in May 2019, following an upwardly revised GBP 0.968 billion increase in the previous month and below market expectations of a GBP 0.967 billion gain. Credit card lending rose 0.4 percent, slightly faster than a 0.3 percent advance in April; and other loans and advances went up 0.3 percent, slower than a 0.5 percent increase in the previous month. Year-on-year, consumer credit grew 5.6 percent, the smallest rise since April 2014, compared to 5.9 percent in April. Credit card lending rose 5.5 percent (from 5.8 percent in April) and other loans and advances went up 5.6 percent (from 6.0 percent in April).